When Should I Call Bankruptcy Law Firms in West Palm Beach?

If you’re facing debt, you may be looking for any way out of your struggles. Many people in West Palm Beach face the difficulties of debt. First settled by Native Americans and then taken over by European and worldwide settlers, West Palm Beach was incorporated into then Dade County in 1894. This made West Palm Beach the first incorporated municipality in Dade County and in South Florida. Since then, the city has grown by leaps and bounds. Many people living in West Palm Beach today work at local businesses and live throughout the city. But, making ends meet can be challenging. If you’re ready to push debt aside, it’s time to call bankruptcy law firms in West Palm Beach. At Bruce S. Rosenwater & Associates, P.A., we can help you!

Which bankruptcy law firms in West Palm Beach can help me?

At Bruce S. Rosenwater & Associates, P.A., we know that there may be many bankruptcy law firms in West Palm Beach. But few offer the comprehensive support we’re proud to offer at Bruce S. Rosenwater & Associates, P.A. if you’re considering bankruptcy, it’s important to start by consulting with an attorney. We can help you understand the potential benefits offered by bankruptcy, and we can help you understand if bankruptcy is really your best fit.

Not everyone that considers bankruptcy qualifies for this debt relief. At Bruce S. Rosenwater & Associates, P.A., we know that each case is unique. Understanding whether you qualify for bankruptcy starts by visiting bankruptcy law firms in West Palm Beach. Several bankruptcy qualifications include:

  • Household income compared to median statewide income
  • Disposable income to pay debts
  • Cost of other living expenses
  • Overall income decline over the past six months
  • Creditor harassment
  • Interest rates
  • & More

These varying factors can help determine whether or not you qualify for bankruptcy. For example, if your household income is less than the median income for a household of your size statewide, you may qualify for Chapter 7 bankruptcy. This liquidation bankruptcy can help entirely eliminate many debts.

If you don’t qualify for Chapter 7 bankruptcy, there’s no need to fret. There are other options, such as Chapter 13 bankruptcy. Chapter 13 can lower the overall debts due while creating debt repayment plans that are fit to your financial abilities. Finding your best fit for freedom from debt starts by calling bankruptcy law firms in West Palm Beach that you can trust. Call our attorneys at Bruce S. Rosenwater & Associates, P.A. today to find your best approaches to bankruptcy.