Attorneys for Declaring Bankruptcy in Palm Beach Gardens
Debt is a part of life for millions of Americans. Collectively, American households owe over $740 billion in debt! For most people, this debt comes in the form of credit card debt, which can be especially overwhelming. Are you dealing with major debts? Declaring bankruptcy in Palm Beach Gardens may be able to help you find a fresh start. At Bruce S. Rosenwater & Associates, P.A. , our attorneys are here to help with your bankruptcy process.
How can declaring bankruptcy in Palm Beach Gardens get me a fresh start?
When you’re carrying around a major burden of debt, getting ahead can feel nearly impossible. When you miss payments, or when you only make minimum payments, you’re not able to truly tackle your debt.
The thing about debt is the longer it sits, the more it grows. For many households, the best way to tackle debt is to get rid of the debts once and for all. But, most of us don’t have the money to pay off our debts. This is how declaring bankruptcy in Palm Beach Gardens can help. If you owe more than you can handle, bankruptcy may be your key to a better financial future.
The bankruptcy process essentially tells your creditors that you are unable to repay debts. These creditors will often settle debts for less than what’s owed, or they’ll even eliminate your debts entirely when you declare bankruptcy in Palm Beach Gardens.
Which type of bankruptcy is right for me?
There are two main types of personal bankruptcy, Chapter 13 and Chapter 7. During Chapter 13 bankruptcy, an attorney negotiates with a representative of your creditors. Together, they reach a repayment plan for your debts. This typically involves paying back much less than you owed to begin with!
Chapter 7 bankruptcy is another common type of personal bankruptcy. When you declare Chapter 7 bankruptcy, you’re telling your creditors that you can’t pay back any of your unsecured debts. Instead, you may exchange nonexempt assets to have many debts completely erased.
Which attorneys can help me?
Whether you’re considering Chapter 13 or Chapter 7 bankruptcy, it’s important to call a knowledgeable attorney before declaring bankruptcy in Palm Beach Gardens. You want to be sure you’re choosing the bankruptcy process that’s your best fit.
At Bruce S. Rosenwater & Associates, P.A., we can help. We offer the best legal assistance for bankruptcies, foreclosures, commercial real estate, family law, probate law, personal injuries and much more. When you’re seeking knowledgeable legal assistance, you can count on our attorneys. To learn which type of bankruptcy is right for you, schedule your consultation today.
for Palm Beach Gardens, FL
Gary - Palm Beach Gardens, FL
Peggy May, the legal assistant that worked with me during this event was VERY, VERY helpful and made the pain of it all go as smooth as possible. Thank you Peggy
Fast , professional and compassionate !
Susan - Palm Beach Gardens, FL
Great service. And an awesome price
Joseph - Palm Beach Gardens, FL
Outstanding service, explain every thing and very patient. I may say an excellent price